Your users are already on WhatsApp. Meet them there.
Acquiring a fintech user through the app-store funnel costs ~$100 and most users never repay it. One WhatsApp message replaces the entire funnel.
$100 · app-store funnel
10,000+ wallets
created in production
114 countries
with active users
3 years in production
battle-tested with high-volume e-commerce
Every transfer onboards your next user
Your users already have WhatsApp. Give them blockchain operations with no extra app or signup flow: every interaction becomes a distribution opportunity, and less onboarding friction means dramatically lower acquisition costs.
01
A pays B over WhatsApp
A regular transfer between two contacts - the same chat they already use every day.
02
B's wallet is created on receipt
No app, no account, no signup. B doesn't even need to know the fintech yet.
03
B pays C and D
The loop compounds: every new wallet becomes a distribution channel.
Infrastructure, not another app
A white-label API over 60+ chains, with partner-controlled KYC. Everything your product needs to move money over WhatsApp.
Blockchain operations
Transfers, swaps, staking and other supported operations across multiple blockchain networks. Any phone number can receive funds.
API & SDK
One integration model for accounts, operations, networks, assets and the full transaction lifecycle, with statuses, webhooks and reconciliation.
WhatsApp CRM
Manage every customer conversation and transaction from one in-house CRM.
Multi-network infrastructure
Work across supported EVM and non-EVM networks, including swaps and cross-chain routes, through a consistent integration layer.
Security & signing
Partner-managed signing: keys stay in your environment and ChatterPay verifies every signature before broadcasting. Transaction limits, policies and partner-controlled KYC.
Customer engagement
Complementary CRM, campaign and referral tools that run in the same conversations as your operations.
The fastest-growing payment rail
$28T
Global stablecoin payment volume
133% CAGR since 2023 - real economic activity, trading excluded.
$324B
LATAM stablecoin volume
+89% YoY. 71% is cross-border payments - our exact use case.
$1.6B
Projected volume on WhatsApp rails by 2029
Let's reduce your customer acquisition cost today
Tell us about your product and volumes, we'll come back with an integration plan.