CHATTERPAY TERMS OF SERVICE

Version 2.0 | Effective: 10th August 2026

ChatterPay, a Cayman Islands exempted company (Registration No. CR-426282), registered office at 68 Fort Street, George Town, PO Box 31726, Grand Cayman KY1-1207, Cayman Islands ("ChatterPay", "we", "us").

READ THIS FIRST

ChatterPay is software, not a bank, exchange, broker, or payment institution.

We never hold your funds. You transact from a smart contract account you control.
Blockchain transactions are irreversible. We cannot cancel, reverse, or refund them.
We cannot recover funds sent to a wrong address, lost to a compromised phone number, or lost through a third-party protocol.
You are responsible for your own tax and legal compliance.

If you do not accept these Terms, do not use ChatterPay.

1. ACCEPTANCE AND SCOPE

1.1 These Terms form a binding agreement between you and ChatterPay governing your use of the ChatterPay WhatsApp bot, chatterpay.net and its subdomains, and any related interface, API, or documentation we make available (together, the "Service").

1.2 You accept these Terms by any of: (a) confirming acceptance in the WhatsApp conversation with our bot; (b) creating a ChatterPay Account; or (c) using the Service. Your acceptance is recorded with a timestamp, the accepted version number, and your account identifier.

1.3 These Terms incorporate by reference, and you also agree to:

the Privacy Policy (chatterpay.net/policy);
the Fees Page (chatterpay.net/fees);
the Polymarket Integration Terms (chatterpay.net/polymarket/terms), which apply in addition to these Terms if you use that integration and prevail over these Terms to the extent of any conflict on that subject matter.

1.4 These Terms apply to individual end users. If you access ChatterPay through a white-label, embedded, or API integration operated by a business partner, a separate written agreement between ChatterPay and that partner governs the commercial relationship, and your relationship with that partner is governed by the partner's own terms. These Terms continue to govern your use of the underlying ChatterPay software.

2. DEFINITIONS

"Account": the ERC-4337 smart contract account deployed for you and the associated ChatterPay profile linked to your Registered Number.

"Digital Asset": any cryptographic token, coin, stablecoin, or NFT that the Service can display or transact.

"Gas": the native-token fee charged by a blockchain network to process a transaction.

"Registered Number": the mobile telephone number through which you access the Service on WhatsApp.

"Supported Network": a blockchain network listed on the Fees Page as supported for a given function. Support may be added or withdrawn at any time.

"Third-Party Protocol": any blockchain protocol, decentralised exchange, liquidity provider, bridge, oracle, prediction market, ramp, or other service not operated by ChatterPay that your transaction routes through.

3. WHAT CHATTERPAY IS AND IS NOT

3.1 Technology provider. ChatterPay develops and operates a conversational interface that constructs, sponsors, and relays blockchain transactions instructed by you. Our role is to translate your message into a transaction and transmit it. The transaction executes on public blockchain infrastructure we do not own or control.

3.2 Not a regulated financial service. ChatterPay is not a bank, money services business, payment institution, e-money issuer, exchange, virtual asset trading platform, custodian, broker-dealer, investment adviser, or gambling operator. We do not:

accept deposits or hold client money;
hold or safekeep Digital Assets for you;
take the other side of your trades or operate an order book;
give investment, tax, legal, or financial advice.

Nothing displayed in the Service (balances, prices, market data, token lists, or prompts) is a recommendation or solicitation to buy, sell, or hold any asset.

3.3 Non-custodial. Your Account is a smart contract account for which you hold the controlling authorisation. ChatterPay does not hold your Digital Assets, cannot move them without an instruction authenticated to your Account, and does not commingle assets. Balances shown in the Service are read from public blockchain state; they are not a claim against ChatterPay.

3.4 No obligation to intermediate. We may decline to construct, sponsor, or relay any transaction, and may discontinue any feature, network, or asset, at any time and without notice. Declining to relay a transaction does not affect your Account, which exists on-chain independently of the Service.

4. ELIGIBILITY

4.1 You represent and warrant, each time you use the Service, that you:

(a) are at least 18 years old, or the age of majority in your jurisdiction if higher;

(b) have full legal capacity to enter into this agreement;

(d) are not accessing the Service from, or ordinarily resident in, a jurisdiction where your use of the Service or of any Third-Party Protocol you route through would be unlawful; and

(e) will not use the Service on behalf of any person who fails (a) to (d).

4.2 Restricted Persons. You may not use the Service if you are: (i) named on, or owned or controlled by a person named on, any sanctions list maintained by the United Nations Security Council, the Office of Foreign Assets Control of the U.S. Department of the Treasury, HM Treasury of the United Kingdom, the European Union, or the Cayman Islands Government; (ii) located in, ordinarily resident in, or organised under the laws of a jurisdiction subject to comprehensive territorial sanctions by any of those authorities (currently including Cuba, Iran, North Korea, Syria, and the Crimea, Donetsk, Luhansk, Kherson, and Zaporizhzhia regions of Ukraine); or (iii) otherwise prohibited from receiving the Service under applicable law.

4.3 Availability follows WhatsApp. The Service is delivered through the WhatsApp Business Platform operated by Meta Platforms, Inc. and its affiliates. It is therefore available only in territories where Meta makes that platform available and permits our category of use, and only for as long as Meta continues to do so. We make no commitment that the Service is or will remain available in any particular country. Availability in a country is not our representation that your use is lawful there; that determination is yours alone.

4.4 Jurisdiction-specific restrictions. Certain features carry narrower eligibility than the Service as a whole. The Polymarket integration in particular is unavailable to persons in the United States and other restricted jurisdictions; see the Polymarket Integration Terms.

5. ACCOUNT CREATION AND YOUR REGISTERED NUMBER

5.1 Your Registered Number is your credential. Your Account is linked to your Registered Number. Access is authenticated through control of that number on WhatsApp, together with any additional authentication factor you enable. Anyone who controls your Registered Number and the associated WhatsApp account may be able to instruct transactions from your Account unless you have enabled additional protection.

5.2 Security features. The Service provides security tools you should enable, including a PIN code set through WhatsApp Flows. A PIN set through a Flow is entered outside the chat thread and is not stored in your message history. Additional protections may be added or changed over time. These tools are optional and are effective only if you enable and use them.

5.3 You accept the following risks in full, and we are not liable for loss resulting from any of them:

(a) SIM swap and porting fraud: a third party fraudulently transferring your number to a device they control;

(b) Number recycling: your mobile operator reassigning your number to a different person after you cease to use it;

(c) Device compromise: loss, theft, malware, or unauthorised access to a device where your WhatsApp account is active;

(d) WhatsApp account takeover: compromise of your WhatsApp registration by any means, including social engineering and registration-code phishing.

5.4 Your obligations. You must: retain control of your Registered Number and keep it active; enable two-step verification in WhatsApp; set a PIN and keep it secret; never disclose a WhatsApp registration code, one-time password, PIN, recovery phrase, private key, or session credential to anyone, including anyone claiming to be ChatterPay support; and notify us immediately at contacto@chatterpay.com.ar if you believe your Registered Number or Account is compromised.

5.5 We will never ask for your PIN, recovery phrase, private key, or a WhatsApp verification code. Any message doing so is fraudulent. Our only support channel is the official WhatsApp number published on chatterpay.net.

5.6 Changing your number. If you change your Registered Number, you must follow the migration procedure documented in the Service before relinquishing the old number. Failure to do so may result in permanent loss of access to your Account.

5.7 One Account per number. You may not create multiple Accounts to evade a restriction, limit, or suspension.

6. YOUR ACCOUNT

6.1 Smart account. Your Account is a non-custodial ERC-4337 smart contract account linked to your Registered Number. Transactions are relayed as user operations through bundler and paymaster infrastructure. ChatterPay does not hold your Digital Assets and does not move them except on an instruction authenticated to your Account.

6.2 Loss of access. Except through a recovery mechanism expressly offered in the Service, ChatterPay cannot restore access to an Account or move assets on your behalf. If you lose access and no recovery path applies, your Digital Assets may be permanently inaccessible. This is an inherent property of self-custodial blockchain accounts, not a defect in the Service.

6.3 Recovery mechanisms. Where the Service offers social recovery, guardians, or a similar mechanism, you choose the recovery parties and bear the risk of their acts, omissions, collusion, unavailability, and compromise.

7. TRANSACTIONS

7.1 Instruction and confirmation. You instruct transactions by message. The Service may use automated language processing to interpret your instruction. Before broadcast, the Service presents the transaction for your confirmation; your confirmation is the operative instruction, and you are responsible for verifying the recipient, network, asset, and amount shown. ChatterPay is not liable for any misinterpretation of your message that you confirm.

7.2 Finality. Once broadcast, a blockchain transaction is irreversible. There is no chargeback, cancellation, recall, or dispute process. We cannot reverse a transaction, and neither can any third party.

7.3 Errors are yours. We are not liable for loss arising from: an incorrect or non-existent recipient address or phone number; sending to an address on a network the recipient does not control; sending an asset the recipient's account cannot receive; or sending to a smart contract that cannot return funds.

7.4 Pending and failed transactions. A transaction may fail, revert, or remain pending due to network congestion, insufficient balance, slippage, sequencer downtime, bundler failure, or paymaster exhaustion. Gas or third-party fees consumed by a failed transaction are generally not recoverable. We do not guarantee execution, execution time, execution price, or slippage outcome.

7.5 Unsupported assets. Assets received into your Account that the Service does not display or support remain yours on-chain and may be accessible using an external interface. We have no obligation to add support for, display, or facilitate the transfer of any asset, including airdropped, rebasing, fee-on-transfer, or malicious tokens.

7.6 Limits. We may impose transaction, velocity, or value limits at any time, including for fraud, abuse, sanctions screening, or infrastructure-stability reasons.

8. FEES, GAS, AND THIRD-PARTY COSTS

8.1 ChatterPay fees. Our fees are published on the Fees Page and are deducted from the asset you are transacting. The Fees Page in force at the time of your transaction governs it.

8.2 Gas sponsorship. We currently sponsor network Gas on Supported Networks so you do not need to hold the native token. Sponsorship is a discretionary feature, not a contractual entitlement, and may be reduced, capped, conditioned, or withdrawn at any time, including mid-session and without notice.

8.3 Third-party fees are not ours. Swaps, cross-chain transfers, ramps, and prediction-market activity route through Third-Party Protocols that set their own spreads, protocol fees, bridge fees, and slippage. We do not control, receive, or guarantee those amounts, and they may change without notice. Amounts quoted in the Service are estimates unless expressly stated to be firm.

8.4 Taxes. All fees are exclusive of taxes. You are solely responsible for determining, reporting, and paying any tax arising from your use of the Service, including on transfers, swaps, disposals, and prediction-market gains. We do not provide tax reporting, cost-basis records, or tax advice, and we may be required to report information about you or your transactions to authorities under applicable law, including the Crypto-Asset Reporting Framework as implemented in the Cayman Islands.

9. THIRD-PARTY PROTOCOLS AND SERVICES

9.1 The Service aggregates and routes to Third-Party Protocols. Displaying, routing to, or naming a Third-Party Protocol is not an endorsement, warranty, or assumption of responsibility.

9.2 You transact with them, not with us. Your legal relationship in respect of any swap, bridge, prediction-market position, or ramp transaction is with the relevant Third-Party Protocol or provider and is governed by that provider's own terms, which you should read. ChatterPay is not a party to it and has no liability for it.

9.3 We are not liable for smart contract exploits, oracle failure or manipulation, bridge insolvency or hack, validator or sequencer misbehaviour, protocol governance decisions, stablecoin depegging or issuer failure, asset freezing or blacklisting by a token issuer, chain reorganisation, hard fork, or the discontinuation of any Third-Party Protocol.

9.4 Meta and WhatsApp. WhatsApp is operated by Meta, not by us. Message delivery, availability, account restriction, and platform policy are outside our control. Meta may restrict or terminate our access to the WhatsApp Business Platform at any time, which would interrupt or end the Service. Your Account and the Digital Assets in it exist on-chain independently of the Service.

10. FUTURE FIAT SERVICES AND KYC

10.1 We may in future integrate third-party providers offering fiat on-ramp, off-ramp, card, or bank-transfer functionality.

10.2 Any such provider is a regulated financial institution and will require identity verification (KYC), and may require proof of source of funds, sanctions screening, and ongoing transaction monitoring, before serving you. Those requirements are set by that provider and its regulators, not by ChatterPay.

10.3 If you choose to use such a feature, you will be onboarded to the relevant provider under that provider's own terms and privacy policy, and personal data you submit will be processed by that provider as controller. We will identify the provider before you begin onboarding. Use of any such feature is optional; declining does not affect your use of the non-custodial Service.

10.4 Nothing in this Section obliges us to launch any fiat feature or to make it available in your country.

11. ACCEPTABLE USE

You must not, and must not permit any person to:

(a) use the Service for money laundering, terrorist financing, proliferation financing, sanctions evasion, tax evasion, fraud, or the proceeds of crime;

(b) transact with an address you know or suspect to be associated with illicit activity, a sanctioned person, ransomware, darknet markets, or a mixing service used to obscure illicit proceeds;

(c) use the Service to purchase or facilitate anything prohibited by applicable law or by the Meta Commerce Policy or WhatsApp Business Messaging Policy;

(d) impersonate any person, or use a Registered Number you do not lawfully control;

(e) engage in market manipulation, wash trading, front-running, or exploitation of a pricing, quoting, promotional, or gas-sponsorship mechanism, including through automation or Sybil accounts;

(f) send spam, phishing, or unsolicited bulk messages through or about the Service, or use the Service to harass or defraud other users;

(g) attack, overload, probe, or attempt to gain unauthorised access to the Service or its infrastructure, or bypass any rate limit, restriction, or geographic control;

(h) reverse engineer, decompile, or extract source code from any non-open-source component, or scrape the Service other than through an interface we expressly provide;

(i) use the Service to operate an unlicensed money transmission, exchange, remittance, or custody business, or otherwise resell the Service without a written agreement with us.

12. COMPLIANCE, MONITORING, AND SUSPENSION

12.1 Screening. We may screen addresses, transactions, and Registered Numbers against sanctions lists, blockchain-analytics risk data, and internal fraud signals, and may decline to construct, sponsor, or relay any transaction on that basis.

12.2 Suspension and blocking. We may suspend, block, or terminate your access to the Service, or restrict specific features, immediately and without prior notice, where:

(a) we are required to do so by law, by a court, or by a regulatory, tax, or law-enforcement authority, or by a valid legal request or order;

(b) we reasonably believe you have breached Section 4, Section 11, or any other material term;

(d) Meta restricts, suspends, or terminates our access to the WhatsApp Business Platform, or blocks your WhatsApp account.

Meta independently controls access to WhatsApp and may block or restrict your WhatsApp account at any time under its own policies. That decision is not ours and we cannot reverse it.

12.3 What suspension does not do. Suspension removes your access to our interface. Because the Service is non-custodial, ChatterPay does not thereby freeze, seize, or take control of the Digital Assets in your Account.

12.4 Reporting. We may report information to law enforcement, regulators, or affected third parties where we are required to do so or reasonably consider it necessary to prevent or investigate crime.

13. RISK DISCLOSURE

You acknowledge and accept that:

(a) Digital Assets are volatile. Their value can fall to zero. Stablecoins can lose their peg, and their issuers can fail, freeze balances, or blacklist addresses.

(b) Smart contracts can fail. Code we wrote, code we integrate, and code we do not control may contain vulnerabilities. Audits reduce but do not eliminate this risk.

(c) Networks can fail. Layer-2 sequencers, bundlers, paymasters, RPC providers, and bridges can halt, censor, or lose data. Chains can fork or reorganise.

(d) You bear price and execution risk on every swap and cross-chain transfer, including slippage, sandwich attacks, and MEV extraction.

(e) Prediction-market positions can lose their entire value and are settled by independent resolution sources; see the Polymarket Integration Terms.

(f) Regulation changes. New law may restrict or end the availability of the Service or of specific features in your jurisdiction, in some cases without notice.

(g) There is no deposit insurance, investor compensation scheme, or government guarantee covering your Digital Assets or your use of the Service.

Do not commit funds you cannot afford to lose entirely.

14. INTELLECTUAL PROPERTY

14.1 ChatterPay owns or licenses all rights in the Service, including its software, interfaces, designs, and the ChatterPay name and marks. We grant you a limited, personal, non-exclusive, non-transferable, revocable licence to use the Service for its intended purpose. No other rights are granted.

14.2 Components we publish under an open-source licence are governed by that licence, which prevails over this Section for those components. Publication under an open-source licence carries no warranty and is not an assurance of security or fitness for any purpose.

14.3 Any feedback you provide may be used by us without restriction, attribution, or compensation.

15. PRIVACY AND COMMUNICATIONS

15.1 Our handling of personal data is described in the Privacy Policy. Your Registered Number, message content exchanged with our bot, and on-chain data associated with your Account are processed as described there.

15.2 Public blockchains are permanent and pseudonymous. Transaction data you generate is published, cannot be deleted or corrected by us, and may be linked to your identity by third parties. No right of erasure can be exercised against a public blockchain.

15.3 By using the Service you consent to receive operational and transactional messages from us on WhatsApp. Marketing messages, where sent, are subject to separate opt-in and you may withdraw consent at any time.

15.4 Communications with our bot are subject to WhatsApp's own terms and encryption model. Messages you send to a business are readable by that business.

16. AUTOMATED AND AI-ASSISTED FEATURES

The Service may use automated systems, including language models, to interpret your instructions, generate responses, and surface information. These systems can misinterpret input and produce inaccurate output. Information they present is for convenience only and is not advice. Section 7.1 governs: your confirmation of a presented transaction, not your original message, is the operative instruction.

17. CHANGES TO THE SERVICE AND TO THESE TERMS

17.1 We may modify, suspend, or discontinue any part of the Service at any time.

17.2 We may amend these Terms. We will publish the amended version with a new version number and effective date and, for material changes, give notice through the Service or on WhatsApp before they take effect. Continued use after the effective date constitutes acceptance. If you do not accept an amendment, stop using the Service.

18. TERMINATION BY YOU

You may stop using the Service at any time. Termination does not affect your Account on-chain, which remains yours. Sections 8.4, 11, 13, 14, 19, 20, 21, 23, and 24 survive termination.

19. DISCLAIMER OF WARRANTIES

19.1 THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE", WITH ALL FAULTS.

19.2 TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS, IMPLIED, OR STATUTORY, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, ACCURACY, AND QUIET ENJOYMENT.

19.3 WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, TIMELY, SECURE, ERROR-FREE, OR FREE OF HARMFUL COMPONENTS, THAT ANY TRANSACTION WILL EXECUTE OR EXECUTE AT ANY PARTICULAR PRICE, THAT ANY DATA DISPLAYED IS ACCURATE OR CURRENT, OR THAT ANY DEFECT WILL BE CORRECTED.

19.4 Nothing in these Terms excludes liability for fraud, fraudulent misrepresentation, death or personal injury caused by negligence, or any other liability that cannot lawfully be excluded.

20. LIMITATION OF LIABILITY

20.1 TO THE MAXIMUM EXTENT PERMITTED BY LAW, CHATTERPAY, ITS AFFILIATES, DIRECTORS, OFFICERS, EMPLOYEES, CONTRACTORS, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR LOSS OF PROFITS, REVENUE, GOODWILL, DATA, OR OPPORTUNITY, OR FOR ANY LOSS IN THE VALUE OF DIGITAL ASSETS, HOWEVER CAUSED AND ON ANY THEORY OF LIABILITY, EVEN IF ADVISED OF THE POSSIBILITY.

20.2 WITHOUT LIMITING SECTION 20.1, WE HAVE NO LIABILITY FOR LOSS ARISING FROM: THE MATTERS LISTED IN SECTIONS 5.3, 7.3, 9.3, AND 13; ANY ACT OR OMISSION OF A THIRD-PARTY PROTOCOL OR PROVIDER; ANY BLOCKCHAIN NETWORK FAILURE, FORK, OR ATTACK; ANY UNAUTHORISED ACCESS OBTAINED THROUGH YOUR REGISTERED NUMBER, DEVICE, OR WHATSAPP ACCOUNT; OR ANY DECISION YOU MAKE ON THE BASIS OF INFORMATION DISPLAYED IN THE SERVICE.

20.3 OUR AGGREGATE LIABILITY FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THE SERVICE IN ANY TWELVE-MONTH PERIOD SHALL NOT EXCEED THE GREATER OF (A) THE TOTAL CHATTERPAY FEES YOU PAID US IN THAT PERIOD AND (B) ONE HUNDRED UNITED STATES DOLLARS (US$100).

20.4 These limitations apply even if a remedy fails of its essential purpose, and reflect a reasonable allocation of risk in a service provided at low or no cost on a non-custodial basis.

21. INDEMNITY

You will indemnify and hold harmless ChatterPay and the persons listed in Section 20.1 from any claim, demand, loss, liability, penalty, or cost (including reasonable legal fees) arising from your breach of these Terms, your violation of any law or third-party right, your tax liabilities, or your use of the Service.

22. CONSUMER RIGHTS

22.1 If you use the Service as a consumer and the law of your country of residence grants you mandatory rights that cannot be excluded or limited by agreement, those rights are unaffected by these Terms, and Sections 19, 20, 21, and 23 apply only to the extent that law permits.

22.2 Nothing in these Terms deprives you of the right to bring proceedings in the courts of your place of residence where mandatory consumer law confers that right.

23. GOVERNING LAW AND DISPUTES

23.1 Governing law. These Terms and any dispute arising out of or in connection with them, including non-contractual disputes, are governed by the laws of the Cayman Islands, without regard to conflict-of-laws rules.

23.2 Informal resolution first. Before starting formal proceedings, you agree to contact us at contacto@chatterpay.com.ar with a written description of the dispute and the relief sought, and to negotiate in good faith for thirty (30) days.

23.3 Arbitration. Subject to Sections 22 and 23.5, any dispute not resolved under Section 23.2 shall be finally settled by arbitration administered by the Cayman International Mediation and Arbitration Centre under its rules then in force, before one arbitrator, seated in George Town, Grand Cayman, conducted in English, with proceedings and the award kept confidential.

23.4 No class actions. Subject to Section 22, disputes will be arbitrated only on an individual basis. You and ChatterPay waive any right to bring or participate in a class, collective, consolidated, or representative proceeding.

23.5 Carve-outs. Either party may seek injunctive or other equitable relief from any court of competent jurisdiction to protect intellectual property or prevent unauthorised access, and may bring an individual claim in a small-claims forum where available.

23.6 Time limit. Any claim must be brought within one (1) year after it arises, or it is permanently barred, except where a longer period is mandatory under applicable law.

24. GENERAL

24.1 Entire agreement. These Terms, with the documents incorporated in Section 1.3, are the entire agreement between you and us on this subject and supersede all prior versions and understandings, including the Terms and Conditions dated September 2024.

24.2 Severability. If a provision is held unenforceable, it is modified to the minimum extent necessary or severed, and the remainder stays in force.

24.3 No waiver. Failure to enforce a provision is not a waiver of it.

24.4 Assignment. You may not assign these Terms. We may assign them to an affiliate or in connection with a merger, reorganisation, financing, or sale of assets.

24.5 Force majeure. We are not liable for failure or delay caused by events beyond our reasonable control, including network outages, third-party infrastructure failure, platform-policy changes by Meta, acts of government, and internet or telecommunications failures.

24.6 No third-party beneficiaries. No person other than you and us has any right to enforce these Terms, except that the persons listed in Section 20.1 may enforce Sections 19, 20, and 21. The Contracts (Rights of Third Parties) Act (Revised) of the Cayman Islands is otherwise excluded.

24.7 Relationship. Nothing creates a partnership, agency, joint venture, fiduciary relationship, or employment relationship between you and us. We owe you no fiduciary duty.

24.8 Language. These Terms are published in English, Spanish, and Brazilian Portuguese. The English version governs in the event of any inconsistency, except where mandatory local law requires otherwise.

24.9 Notices. We may give notice through the Service, on WhatsApp to your Registered Number, or by publication on chatterpay.net. You give notice to us at contacto@chatterpay.com.ar.

25. CONTACT

ChatterPay 68 Fort Street, George Town, PO Box 31726 Grand Cayman KY1-1207, Cayman Islands Registration No. CR-426282 contacto@chatterpay.com.ar

Version 2.0. Effective 10th August 2026.